Cal. Ct. App. 2d Dist. · Court of Appeal opinion · January 1, 1986
Related by Seller Proceeds + Wire Instructions · Seller ProceedsCourt record Court of Appeal opinion
Joffe v. United California Bank — California Court of Appeal
California Court of Appeal, Second District · Civ. 60748
AmountNot statedAmount not stated in reviewed source.
ResultCourt of Appeal opinionCourt ruling
HingeSeller ProceedsTeaches how restrictive payee lines on escrow-trust checks limit deposit and payment when a straw buyer diverts a down payment from the named Wells Fargo escrow account.
SourceCourt opinionPublished opinion
File-record question
Teaches how restrictive payee lines on escrow-trust checks limit deposit and payment when a straw buyer diverts a down payment from the named Wells Fargo escrow account.
Limit before takeaway
Published appellate opinion on demurrer only. Sun 'n Sand, Inc. v. United California Bank (1978) 21 Cal.3d 671 (supporting link) addresses payee-bank duty on altered checks to the bank as payee.
- Court / region
- Cal. Ct. App. 2d Dist.
- Case number
- Civ. 60748
- Filed
- January 1, 1983
- Source record
- Court opinion
- Procedural posture
- Court of Appeal opinion
- Money movement stage
- Seller proceeds stage
- Record gap
- Authorization gap
- Strongest reviewed source
- Published opinion
- Allegation / finding status
- Court ruling
- Disposition
- Court of Appeal opinion
- Last posture checked
- 2026-05-31
- Reviewed
- 2026-05-31
What happened
Court held a check payable to a Wells Fargo escrow trust account could not be treated as payable to the straw seller; depositary and payor banks faced UCC warranty and improper-indorsement theories when funds were diverted from the named escrow trust.
What it hinged on
Seller Proceeds. Teaches how restrictive payee lines on escrow-trust checks limit deposit and payment when a straw buyer diverts a down payment from the named Wells Fargo escrow account.
Amount involved
Amount not stated in reviewed source.
Result
Court of Appeal opinion
Why this belongs here
Teaches how restrictive payee lines on escrow-trust checks limit deposit and payment when a straw buyer diverts a down payment from the named Wells Fargo escrow account.
Documents to inspect
- Seller instructions
- Authorization request
- Callback log
- Wire confirmation
- Closing statement
- Escrow instructions
This list is inferred from the topic pattern, not asserted as an extracted document list for this case.
What the file needed to show
Current reviewed metadata frames the file issue this way:
Teaches how restrictive payee lines on escrow-trust checks limit deposit and payment when a straw buyer diverts a down payment from the named Wells Fargo escrow account.
Timeline
FiledJanuary 1, 1983
Posture checked2026-05-31
Reviewed for Escrow Cases2026-05-31
Topics
Seller Proceeds·Wire Instructions
Related patterns
Related records are selected from shared topics, hinge category, court type, and posture. They are discovery aids, not claims that the facts or results match.
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Source record
What this record does not show
This reviewed record does not show a court finding that any company or person did anything wrong unless the linked source expressly says so. Read the primary source for allegations, posture, and outcome.
Limit: Published appellate opinion on demurrer only. Sun 'n Sand, Inc. v. United California Bank (1978) 21 Cal.3d 671 (supporting link) addresses payee-bank duty on altered checks to the bank as payee.
Reviewed California court records with source links. Allegations are not findings.